Biography

Roman Lindqvist is the Consumer Law Reviewer at Big Daddy Loans, where she signs off on the legal accuracy of every state hub, every borrower-rights guide, and every compliance disclosure on the site. She earned her Juris Doctor from Loyola Law School Los Angeles in 2016 and is an active member of the State Bar of California.

After passing the California bar, Roman joined a consumer-protection legal aid clinic in Sacramento, where for three years she represented low-income clients in debt-collection harassment cases, payday-loan rollover disputes, and FDCPA enforcement actions against third-party collectors. That caseload gave her a ground-level understanding of how disclosure failures play out in practice — not in abstractions, but in specific harm to specific borrowers.

From 2019 through 2022 Roman served as a policy analyst at the California Department of Financial Protection and Innovation (DFPI), working on implementation of the California Consumer Financial Protection Law (CCFPL), which extended state supervision to fintech lenders and consumer-installment companies previously outside the department's reach. She drafted examination guidance and reviewed proposed regulations governing small-dollar credit products.

Roman moved to private practice in Los Angeles in 2022, focusing on consumer-protection matters, and joined Big Daddy Loans that same year as a contract reviewer. Her role on every page: confirm that statute citations are current and correctly characterized, that borrower rights are clearly described without overstatement, and that no content crosses the line from information into legal advice.

Credentials

Juris Doctor (JD)
Loyola Law School Los Angeles · 2016
California State Bar
Active member, State Bar of California · Admitted 2016
Prior experience
Consumer-protection legal aid (Sacramento) · California DFPI policy analyst · Private consumer-rights practice (Los Angeles)
Professional affiliation
Consumer Attorneys of California

Areas of expertise

  • California Consumer Financial Protection Law (CCFPL) — DFPI examination authority, covered persons, enforcement actions
  • FDCPA — collection call limits, validation notice requirements, dispute-and-cease procedures
  • State lending law — California CDDTL rate caps, small-dollar licensing requirements, prohibited practices
  • CFPB jurisdiction — supervisory examination process, rulemaking timelines, enforcement order structure
  • Borrower dispute rights — error-resolution procedures, CFPB complaint pathways, state AG and DFPI channels

Articles reviewed by Roman

Roman signed off as compliance reviewer on:

Conflict of interest disclosure

Disclosure. Roman holds no financial interest in any lender, lead generator, or financial-services company reviewed on Big Daddy Loans. She is compensated on a per-review contract basis with no referral incentive. She does not represent any commercial lender, lead-generation firm, or debt-settlement company in her private practice. Any potential client conflict triggers automatic recusal from review of the affected page. Nothing on Big Daddy Loans constitutes legal advice.

Contact

For compliance questions, statute-update notes, or interview requests, contact [email protected]. Nothing on this page or on Big Daddy Loans constitutes legal advice.